A chapter 7 bankruptcy filing will remain on your credit report for 10 years from the date of filing your petition. Most filers are able to start rebuilding their credit within a few months after filing. Interestingly, we’ve found that worse your credit is before filing bankruptcy, the quicker it will rebound after receiving your discharge. Our office can review your credit report with the three major credit reporting agencies (Experian, TransUnion, and Equifax) post-bankruptcy discharge to ensure that all your creditors have reported your discharge information properly. If we find any errors or inconsistencies, we can then follow-up to ensure they comply with federal law regarding reporting.
Contact Avant Law Corporation to set up a free consultation and determine whether or not a bankruptcy filing can help you and your family.