cONSUMER RIGHTS
We stop debt collection harassment. If you feel you have been abused, deceived, or treated unfairly by debt collectors, you need to speak with an experienced consumer rights attorney.
Debt collectors use unfair methods. You have legal rights and suing collectors protect these rights. We will sue those collectors and charge no fees or costs unless we we prevail. Contact us today for a FREE consultation.
Learn morebankruptcy law
Get a Fresh Start with no debt. If you are facing foreclosure or repossession, have substantial credit card debt, or have creditors harassing you constantly, you need to speak with an experienced bankruptcy attorney.
Get a Fresh Start with no debt. If you are facing foreclosure or repossession, have substantial credit card debt, or have creditors harassing you constantly, you need to speak with an experienced bankruptcy attorney.
Learn morelitigation
At Avant Law, our approach to litigation is grounded in the belief that our clients trust us to manage their largest, most critical litigation challenges. We help our clients analyze the benefits and cost of litigation relative to settlement or mediation, and develop a legal strategy tailored to their needs and goals.
Learn moreOur experience, your success
San Diego Foreclosure Defense Attorneys
One of the most frightening aspects of getting behind in bills and being swallowed up by unending streams of debt is the possibility of losing your home.
Even if the bank has started foreclosure proceedings, you can stop the process by filing for bankruptcy. But you should act quickly. You have a little more than 110 days from the beginning of the foreclosure process until your home will be sold at auction. The two main steps to keep in mind are:
- Notice of default process: The notice of default is recorded at the county recorder's office in the county where the property is located and gives official notice that the loan is in default. The borrower has 90 days from when the notice is recorded to make the loan current by paying all late charges and overdue mortgage payments.
- Notice of trustee sale: If the loan is not made current within 90 days of the notice of default, a notice of trustee sale will be published. This is a 20-day notice that your house is about to be sold at foreclosure sale.
The foreclosure process can be intimidating and frightening. The important thing to remember is that you should get your attorney involved in the process as soon as possible. As soon as you start missing mortgage payments and it becomes obvious that you will need to explore filing for bankruptcy, contact our office.
Contact Avant Law As Soon As You Know There's a Problem. To learn more about how you can stop foreclosure in California, contact our San Diego office at 888-619-AVANT (888-619-2826) or info@avantlaw.com for a FREE consultation.